Element Capital Lending Proudly Offers Stated Income Loans - Colorado and Nationwide

Stated Income Commercial Real Estate LoansAt Element Capital Lending, we are proud to offer our valued business customers a wide variety of smart financial solutions. Not just in the Colorado Springs area, but all over America. If your business is looking for an alternative to traditional commercial loans, then you’ve come to the right place. We offer stated income commercial real estate loans for our business customers who are looking to purchase or refinance commercial property. Don’t sweat the details of your credit history with our innovative stated income program, because we’re more interested in the real estate itself.

Why Choose a Stated Income Loan?

There are many benefits to pursuing a stated income commercial real estate loan with Element Capital Lending.

Our team of dedicated financial experts is unmatched in the industry and we offer our customers personalized service and customized financial solutions. Our approval process for a stated income loan is also much faster to approve because less documentation is required.

To qualify for a stated income loan, the property income value needs to be capable of servicing the mortgage, taxes and insurance.

Use a stated income loan from Element Capital Lending for:

  • Working Capital
  • Debt Consolidation
  • Purchasing Property
  • Property Investments
  • Refinance

Loan Parameters

Use a stated income loan from Element Capital Lending for:

  • Up to 70% LTV – 1-4 Unit Non-Owner Occupied Investment Properties
  • Up to 75% LTV – 5+Unit Multifamily and Mixed Use (must DSCR at 1.25 and credit above 700 for 75% ltv)
  • Up to 65% LTV – Office, Retail, Warehouse, Self-Storage, Auto Service
  • 600 Credit Score to qualify
  • $100K – $5M
  • Purchase, Refinance, & Cash-out Refinance

Contact Us Today to Learn More

To learn more about a stated income commercial real estate loan from Element Capital Lending, give us a call today at 1.800.857.1527. We look forward to answering your questions and helping your business achieve great success and growth.